Financial planners are professionals who help individuals and businesses create and implement financial plans to achieve their financial goals.

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They use various tools and techniques, such as budgeting, tax planning, investment analysis, and retirement planning, to help clients make informed financial decisions.

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Financial planners can help with a wide range of financial issues, including saving for retirement, creating a budget, investing, paying off debt, and managing taxes.

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They may also help clients with estate planning, insurance, and risk management.

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Financial planners typically have a background in finance, economics, or a related field, and may hold professional certifications such as CFP (Certified Financial Planner).

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They may work for financial institutions, insurance companies, or as independent advisors.

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They may charge a fee for their services, or receive commissions for products they sell to clients.

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They are required to act in the best interest of their clients, and must disclose any potential conflicts of interest.

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They need to be registered with the financial regulatory body of the country they operate in.

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It is important to choose a reputable financial planner and to review the planner's qualifications and experience before engaging them as a professional.

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